Loan Officer Jobs in Tucson, AZ
Loan officer jobs in Tucson run through bank branches, credit unions and a homegrown mortgage lender, NOVA Home Loans, headquartered on East Broadway. Bank of America posted a bilingual lending role here in October. Current openings are below, followed by who is hiring, what the work pays and how Arizona licensing works.
Current Loan Officer Openings in Tucson, AZ
Listings marked External are sponsored openings provided by the Jobs2Careers network.
Loan Officer Work in Tucson
Tucson lending jobs split between bank branches and mortgage lenders. Bank branches on Broadway and Oracle Road employ advisors who originate first mortgages and home equity lines alongside auto loans and credit cards, while mortgage lenders hire originators who build their business on referrals from real estate agents and past clients. East Broadway stands out: NOVA Home Loans keeps its corporate office there, and Idaho Central Credit Union has posted a senior mortgage loan officer job at its East Broadway location.
Language is a real advantage in Tucson: Bank of America's October posting for a Tucson lending advisor required Spanish fluency, and loan officers who can work a file in both languages reach more borrowers.
Top Tucson Employers Hiring Loan Officers
These Tucson employers have posted loan officer roles or list them on their own careers sites:
- Bank of America - posted a Credit Solutions Advisor role in Tucson in October 2026 that originates first mortgages and home equity lines and requires SAFE Act registration.
- Idaho Central Credit Union - has a Senior Mortgage Loan Officer posting at 9725 E. Broadway Blvd., commission-based and requiring NMLS registration.
- NOVA Home Loans - the Tucson-headquartered mortgage lender lists Loan Officer, Loan Officer Associate and Branch Manager roles on its careers site.
Loan Officer Salaries in Tucson
- Entry level (loan officer associate or assistant): roughly $40,000 to $55,000 per year.
- Experienced (mortgage or consumer loan officer): roughly $55,000 to $90,000 per year.
- Senior (top producer or branch manager): roughly $90,000 to $140,000 per year.
These are estimates that vary by employer and experience. The federal wage survey put Tucson's median for loan officers at $23.79 an hour, about $49,500 a year, with a mean of $61,120 across roughly 600 jobs; the gap shows how much a few high producers earn. Pay structure is the biggest lever: Idaho Central's Tucson senior posting is commission only, while bank and credit union roles usually pair a base with incentives.
How to Become a Loan Officer in Tucson
No degree is required, although a finance or business background helps; the University of Arizona's Eller College of Management and Pima Community College's Downtown and Northwest campuses both offer business and finance coursework. What matters is the mortgage credential. Originators at mortgage companies need an Arizona loan originator license from the Arizona Department of Insurance and Financial Institutions (DIFI), applied for through the Nationwide Multistate Licensing System (NMLS), which involves approved pre-licensing education, the national SAFE exam and a background and credit review. Loan officers employed by a bank or credit union are registered with NMLS under the federal SAFE Act instead; Bank of America and Wells Fargo mortgage postings both make that registration a condition of the job.
What the Job Involves
Loan officers meet borrowers, review income, assets and credit, recommend a loan product, take the application and gather documents, then hand a clean file to processing and underwriting and keep the borrower updated through closing. Mortgage originators also spend time building referral relationships with real estate agents and builders.
Skills Employers Look For
- Sales and relationship building with borrowers and referral partners
- Working knowledge of mortgage, home equity and consumer loan products
- Accuracy with applications, disclosures and documentation
- Pipeline management and follow-up under closing deadlines
- Spanish and English, required for some Tucson lending roles
- Comfort with a commission or incentive pay plan
Career Path and Advancement
Many Tucson loan officers start as a loan officer associate, processor or bank relationship banker, get NMLS-registered or licensed, and build a book of business. From there the path runs to senior or producing branch manager at a mortgage lender, or to lending manager and market leadership at a bank or credit union. Some move sideways into underwriting or commercial lending.
Related Careers in Tucson
These Tucson guides cover the closest alternatives for loan officers:
Frequently Asked Questions
Do you need a license to be a loan officer in Tucson?
It depends on the employer. Originators at mortgage companies need an Arizona loan originator license from DIFI through NMLS. Loan officers at banks and credit unions are registered with NMLS under the federal SAFE Act rather than state-licensed.
How can you check whether a loan officer is licensed in Arizona?
DIFI says to use the Look up a Licensee search on its website or the NMLS Consumer Access page. Employers run the same checks, so a clean record matters before you apply.
Which Tucson employers hire loan officers?
Bank of America and Idaho Central Credit Union have posted Tucson lending roles in 2026, and NOVA Home Loans lists loan officer roles on its careers site. Local credit unions also hire lenders, so check their own careers pages as well.
Are Tucson loan officer jobs commission based?
Many are, at least in part. Idaho Central's Tucson senior mortgage posting is commission only, while bank and credit union lending roles usually combine a base with incentives.
Does speaking Spanish help loan officers in Tucson?
Yes. Bank of America's October 2026 Tucson lending advisor posting required Spanish fluency, and bilingual originators can serve borrowers many competitors cannot.
Ready to apply? Browse all loan officer jobs in Tucson, AZ on TucsonHIRED and apply today.